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Understand student aid before you apply.
A separate service from college placement
Funding guidance is a separate service. We explain government grants and student loans and help you get organised. You apply yourself on StudentAid BC.
For Canadian citizens, PRs and protected persons.
Book a free first chatClient verification requiredwhat Nexa charges after the first chat
Funding question? Message us on WhatsApp (opens WhatsApp)Start here
Check it yourself first
General guidance, not a funding or immigration decision. Grants and loans are decided by StudentAid BC and the Government of Canada.
What you get
- Where we start
The rules, in plain words
We explain how Canada and B.C. student grants and loans work.
A document checklist
Know what StudentAid BC may ask for.
A person beside you
You apply yourself. We guide you step by step.
Book a free first chatClient verification requiredwhat Nexa charges after the first chat
Three steps. You apply yourself.
Step 1: Check the rules
We explain which programmes and rules may apply to you.
Step 2: Gather documents
We give you a checklist. Never send documents through this website.
Step 3: Apply on StudentAid BC
You submit your own application. StudentAid BC decides.
What this service is, and isn’t
Separate service
We do
- Explain options and the official rules that apply
- Help you choose a programme and check it against funding rules
- Give you a document checklist and review your documents with you
- Guide you step by step while you submit official applications
- Keep you on track and help with next steps after a decision
We never
- Decide eligibility or approve funding
- Apply for student aid on your behalf or ask for your logins
- Promise amounts, approvals or visas
- Give immigration advice, except through the lawyer on our team Client verification requiredlawyer’s name and Law Society of BC member number
- Charge you to apply for public aid
Applying for government student aid is free. Nexa never charges you to submit a student-aid application and never asks for your account login.
Source checked · 19 Oct 2026Grants, loans and the rules behind them
Grants don’t need to be repaid. Loans do. Every figure here carries its official source and the date we checked it, so you can check us.
Grant
Grant
Doesn't need to be repaid.
- Canada Student Grant for Full-Time Students — up to $4,200 per school year (income-tested)Canada Student Grant for Full-Time Students (opens official site)Checked 19 Oct 2026
- BC Access Grant (full-time) — up to $4,000 per 8-month year for programs under 2 years, $1,000 for 2+ years, BC public institutions onlyB.C. Access Grant (Full-Time) (opens official site)Checked 19 Oct 2026
- StrongerBC future skills grant — up to $3,500 for eligible short-term trainingStrongerBC future skills grant (opens official site)Checked 19 Oct 2026
Loan
Repay
Must be repaid; government student loans are interest-free (Canada Student Loans since 1 Apr 2023; BC student loans since 19 Feb 2019) but repayment starts six months after you finish studying.
Bank/private loans charge interest.
- Canada Student Loan (full-time) — up to $300 per week of studyCanada Student Loan (full-time) (opens official site)Checked 19 Oct 2026
- BC student loan — up to $220/week ($280 with dependants), lifetime max $50,000B.C. student loan (opens official site)Checked 19 Oct 2026
Which applies to me?
What kind of school are you considering?
How will you study?
Answer both questions and the column that may apply is highlighted. General information only, never a decision.
Programme explorer
Ten programmes, each with its cap, repayment rule and official page. Pick a card to read it in full.
Canada Student Loan (full-time)
Government of CanadaLoan — must be repaid
Up to
$300
per week of study in 2026/27
CAD. Up to $300 per week of study in 2026/27 (temporarily increased until July 31, 2027). Per week of study, need-assessed; part of the B.C. combined maximum of $520/week without dependants or $740/week with dependants.
- Who it’s for
- Full-time post-secondary students with assessed financial need. In B.C., you apply through StudentAid BC and the federal and B.C. loans are assessed together.
- Repayment
- Must be repaid. Repayment starts 6 months after you finish your studies. The Repayment Assistance Plan can reduce or pause payments for 6-month periods based on income.
- Interest
- Interest-free. The Government of Canada permanently eliminated interest on Canada Student Loans effective April 1, 2023. Interest accrued before that date is still owed.
- Institutions
- Designated institution and qualifying program. Not available at international private for-profit institutions from August 1, 2026. Still available at private for-profit institutions in Canada.
- August 2026
- From August 1, 2026, students at international private for-profit schools are not eligible (train-out for continuing students in the same program at the same school until program end or July 31, 2029). Students at for-profit private schools in Canada remain eligible for this loan.
- What Nexa can help with
- Explain how the loan is assessed and repaid, check whether your school and program are designated, help you organise documents before you apply.
Source checked · 19 Oct 2026
- Grant
- Doesn’t need to be repaid.
- Repay
- A loan: must be repaid.
- Other
- Training and employer grants.
Showing 10 of 10 programmes. Amounts in CAD. Checked 19 Oct 2026.
What decides eligibility, and who decides it
Six factors shape what you may receive. For each one: the published rule, what Nexa can help with, and what only the funder decides.
Documents you may be asked for
StudentAid BC tells you exactly what it needs after you apply. These are the general categories, so you can start gathering early.
Nexa never collects documents through the website.
Please don't upload or email identity, immigration or income documents through our website forms.
Your funding checklistYour ticks stay on this page.
Ticks aren’t saved or sent anywhere. Reloading the page clears them.
Funding questions? Ask a person.
Not sure which programme applies, or what StudentAid BC is asking for? Message us. We’ll explain the rules in plain language. You still apply yourself, and StudentAid BC decides.
Client verification requiredClient to supply: portrait photo, written consent · first name · role · languages spoken · response time
Check what applies to you
Answer a few questions about your situation. At the end you get a plain-language summary with the official pages that apply, and a way to book.
It never asks for
- Account logins of any kind
- SIN, passport or status documents
- Income amounts or tax documents
Your answers so far
Your answers will appear here.
Not started yet
Six questions or fewer, then a summary with the official pages that apply.
It asks about
- What you would like help with
- Where you live and the kind of school you are considering
- How you plan to study
You get
- A summary in plain language
- The official pages that apply, with the date we checked them
- A way to book, with your topic filled in
Questions about funding guidance
Cost, what we can’t promise, and who applies. Open as many as you like.
Talk to a person about funding
Tell us what you need. A person replies by WhatsApp, phone or email.
Prefer to talk first?
Message us on WhatsApp (opens WhatsApp)- [email protected]
- +1 778 582-4000
Client verification requiredconfirm this number may be displayed - Surrey, British Columbia Client verification requiredstreet address
- Monday to Saturday, 10:00–18:00 Pacific Time
You apply. The school decides admission; IRCC decides study permits.